The system relies on e-transfers and is completely contactless. Instead of storing your records on paper, you can easily access the loan papers digitally. Paperless LoanĮnvironmentally friendly and designed for convenience, iCash loans allow you to complete the process anywhere you have an internet connection and access to a device. It’s easy to access information on the site, enabling you to make a fully informed decision as to the cost. iCash positions itself as a company that is transparent in its pricing and is clear from the start when it comes to fees. No Hidden Costsīudgeting means knowing all the costs associated with a purchase, not only the ones on the surface. You receive the e-transfer, deposit it into the account of your choosing, and are ready to spend the funds within mere minutes. The money is sent to you via e-transfer, using the email address you supply during the application. Fast FundingĪ major perk of using this service is that you get your funds within minutes (literally). This lets you get an answer within moments, rather than hours or days. The automated system uses an algorithm to determine eligibility, eliminating the chance of human bias or error. Whether it is a dental emergency or a mechanical problem with your car, getting funds fast requires efficient approval. If you’re facing a financial issue, the last thing you want is to wait to be approved for financing. The entire process can be completed from the comfort of your home. Unlike traditional payday lenders that require an in-person signature and ID, you can access a payday loan directly through the website. To determine whether it is the right choice for your financial situation, evaluating the advantages (and weighing them against potential drawbacks) is important. Once the contract is executed, your loaned money is deposited directly into your account. Though it’s online, this signature is effective contractually. Upon approval, you are issued a loan agreement which you must sign electronically using your digital signature. The automated system enables you to qualify for the loan immediately. In order to incentivize borrowers, iCash features an intuitive interface where you can complete the application process online, from any device. Alternatively, there is an option for a flexpay arrangement where you can repay the amount over the course of either two or three installments. You can choose either a cash advance loan that you can repay in a single payment. ICash offers flex-pay cash advance loans, meant to address a shortfall in money when an emergency arises. With one single service, iCash offers loans for which you can apply online and receive an immediate response. ICash offers cash loans with a fast turnaround, the ‘i’ referring to the instantaneous nature of approval.
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While loans can typically be paid off in 2 or 3 bi-weekly installments, you’ll have the option of paying your full balance whenever you want, free of charge, as long as it falls within the designated time limits. Approved applications are processed within the same day and no documentation is required prior to the transfer of your funds. Available in 5 provinces, iCash is an online-based source of fast, small loans, which can be used for any emergency purpose.
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